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🛡 Life & Protection Cover

Thames Mortgage & Protection

Helping you protect your income, health, and family's financial security.

❤️ Life Cover

Life insurance provides a lump sum to support your loved ones if you pass away.

Common uses include:

  • • Supporting your family and dependants
  • • Repaying a mortgage or other debts
  • • Providing long-term financial stability

Cover is tailored to your needs, term, and budget.

🩺 Critical Illness Cover (CIC)

Pays a tax-free lump sum if you're diagnosed with a specified serious illness, such as cancer, heart attack, or stroke.

This can help with:

  • • Medical or care costs
  • • Mortgage or rent payments
  • • Time off work to focus on recovery

👶 Child Critical Illness Cover

Provides financial support if your child is diagnosed with a serious illness.

Designed to help with:

  • • Time away from work
  • • Travel or specialist care costs
  • • Peace of mind during difficult times

Often available as an add-on to adult policies.

💼 Income Protection (IP)

If illness or injury prevents you from working, income protection can pay a regular monthly income until you recover or reach retirement.

Suitable for:

  • • Employed professionals
  • • Self-employed individuals
  • • Company directors

One of the most comprehensive forms of protection.

🚑 Accident & Accident-Only Cover

Provides a lump sum or regular payments following an accident resulting in injury, disability, or death.

Useful for:

  • • Manual workers
  • • Self-employed clients
  • • Additional short-term protection

Can be used alongside other policies.

🏥 Private Medical Insurance (PMI)

Gives faster access to private healthcare for diagnosis and treatment.

Benefits include:

  • • Shorter waiting times
  • • Choice of specialists and hospitals
  • • Faster return to work

Cover can be individual, family, or employer-provided.

🕌 Sharia-Compliant Protection (Takaful Options)

Where available, we can arrange Family Takaful solutions aligned with Islamic principles as an alternative to conventional protection.

🤝 Why Protection Advice Matters

We help you:

  • Choose the right type and level of cover
  • Avoid paying for unnecessary protection
  • Protect income, lifestyle, and dependants
  • Keep cover aligned with your mortgage and wider financial plans
Thames Mortgage & Protection

FCA Regulated • FRN 1045227

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.