Terms & Conditions

These terms and conditions apply as between you, the User of Services provided therein and Thames Mortgage & Protection Ltd, the owner(s) of the Services and this Website. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your acceptance of these terms and conditions prior to your first use of the Services.

Definitions

• "Account" means the personal information and access credentials used by Users to access the Services through the Website.
• "Agreement" means the binding agreement between the User and Thames Mortgage & Protection Ltd following acceptance of these terms.
• "Content" means any text, graphics, images, audio, video, software, data compilations and any other form of information on the Website.
• "Services" means the online facilities, tools, services, or information that Thames Mortgage & Protection Ltd makes available through the Website.
• "User" means any third party that accesses the Website and Services not employed by Thames Mortgage & Protection Ltd.
• "Website" means www.thamesresi.com and any sub-domains unless expressly excluded.

Provision of Services

Thames Mortgage & Protection Ltd shall use its best and reasonable endeavours to provide the Services on an error-free basis and without interruption. Thames Mortgage & Protection Ltd shall have the right, exercisable at its sole discretion, to terminate provision of the Services without prior notice to Users.

Access to Services

The User represents and warrants that they have the authority to enter into the Agreement, to use the Services, and to perform all acts as may be necessary under these terms and conditions. To use the Services, Users are required to create an Account and submit certain personal details.

By accepting these terms, the User represents and warrants that:

• Any information submitted is accurate and truthful
• All such information will be kept accurate and up to date
• How they identify themselves does not violate any part of these terms or applicable laws

Use of Services

Users are permitted to use the Services only in accordance with:

• These terms and conditions
• Any relevant law, regulation, or other applicable instrument

Users may not:

• Attempt to download, convert or reverse-engineer any part of the Services
• Engage in conduct that may disrupt provision of the Services
• Reproduce, copy, duplicate, trade or resell the Services without express agreement

Intellectual Property

All Content included on the Website, unless submitted by Users, including text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Thames Mortgage & Protection Ltd, our affiliates or other relevant third parties.

User Content

When using the Services to create Content, Users must not:

• Submit Content that is unlawful, abusive, threatening, harassing, defamatory or fraudulent
• Submit Content intended to promote or incite violence
• Submit Content containing viruses or damaging software
• Impersonate other people, particularly employees of Thames Mortgage & Protection Ltd
• Use the Services for unauthorised mass-communication such as spam

Disclaimer of Warranties

Thames Mortgage & Protection Ltd makes no warranty or representation that the Website or Services will meet Users' requirements, that they will be of satisfactory quality, fit for a particular purpose, not infringe rights of third parties, be compatible with all systems, or be secure.

No part of the Website or Services is intended to constitute advice and the Content should not be relied upon when making any decisions or taking any action of any kind.

Limitation of Liability

To the maximum extent permitted by law, Thames Mortgage & Protection Ltd accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special, or exemplary damages arising from the use of the Website or Services.

Termination

Thames Mortgage & Protection Ltd reserves the right to terminate the Agreement, a User's Account, and access to the Services at any time for material breach, non-compliance, legal requirements, or if it becomes no longer commercially viable to continue providing the Services.

Law and Jurisdiction

These terms and conditions and all aspects of the relationship between the User and Thames Mortgage & Protection Ltd shall be governed by and construed in accordance with the Laws of England and Wales.

Contact

All notices and communications shall be sent to Thames Mortgage & Protection Ltd by post to Unit 4.1, Town Quay Wharf, Abbey Road, Barking, IG11 7BZ or by email to admin@thamesresi.com.